Mobile and Online Banking Benefits & Features from Bank of America (2024)

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Mobile and Online Banking Benefits & Features from Bank of America (2)

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Mobile and Online Banking Benefits & Features from Bank of America (3)

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Mobile and Online Banking Benefits & Features from Bank of America (4)

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Online Banking Rated #1 over 9 years in Dynatrace’s Banker Scorecardadatext

Mobile and Online Banking Benefits & Features from Bank of America (5)
Mobile and Online Banking Benefits & Features from Bank of America (6)
Mobile and Online Banking Benefits & Features from Bank of America (7)

Convenient, secure banking from almost anywhere

Powerful features to help you bank on your schedule from your computer, tablet or smartphone

Get the mobile applayer

Explore all features

Manage accounts

Check your balance, deposit checks,adatext view statements, pay bills, transfer money between your accounts and set up alertsadatext through email, text or push notifications. Browse cash-back deals with BankAmeriDeals®adatext no matter where you are. It's all right at your fingertips, on your timeline.

Pay & transfer

Schedule or pay bills online from home, the office, wherever you can connect. Make quick, secure transfers between your accounts, or use Zelle®adatext to exchange money with friends and family even if they have accounts at other banks.

Budget & track

Want a clear picture of your finances? Use our Spending and Budgetingadatext tool to stay on course. It allows you to set up a budget and monitor spending in your accounts to quickly see where your money goes and helps you take control of it.

Bank securely

Help protect your account with fingerprint sign-inadatext on your mobile device. Misplaced card? Order a new one, or lock/unlockadatext your debit card to prevent unauthorized use. Update your passcodes and security settings anytime in our Online Banking Security Center.

Get the mobile advantage

Mobile Bankingadatext offers convenient, secure banking from almost anywhere. Create custom alerts to track your balance or see if a payment is due. Add a digital walletadatext to pay with your phone. Need help? Chat with Erica,adatext your virtual financial assistant.

Try our guided demos

Our step-by-step demos show you how to use our most popular digital products and services, online or in the app.

Mobile and Online Banking Benefits & Features from Bank of America (8)

Manage accounts

  • Check your balance, deposit checks,adatext view statements, pay bills, transfer money between your accounts, and set up alertsadatext through email, text or push notifications
  • Browse cash-back deals with BankAmeriDeals®adatext no matter where you are

Pay & transfer

  • Schedule or pay bills at your convenience
  • Make secure online transfers between your own accounts
  • Use Zelle®adatext to exchange money with friends and family even if they have accounts at other banks

Budget & track

  • Use our Spending and Budgetingadatext tool to stay on course
  • Quickly see where your money goes, and how to help take control of it
  • Set up a budget and monitor spending in your accounts

Bank securely

  • Help protect your account with secure fingerprint sign-inadatext on your mobile device
  • Reorder new debit cards, or lock/unlockadatext a misplaced card to prevent unauthorized use
  • Visit our Online Banking Security Center to update passcodes and security settings anytime

Get the mobile advantage

  • Enjoy the convenience and security of Online Banking from almost anywhere with Mobile Bankingadatext
  • Create custom alerts to track your balance or see if a payment is due
  • Add a digital walletadatext for more convenient ways to pay using just your phone
  • Need help fast? Start a chat with Erica,adatext your virtual financial assistant

Try our guided demos

  • Our step-by-step demos show you how to use our most popular digital products and services, online or in the app.

Get started with the mobile app or Online Banking

Get the mobile applayer

Log in to Online Banking

Log in to Online Banking

Mobile and Online Banking Benefits & Features from Bank of America (9)

"]}]},"sendMoneySend":{"title":"Easily send money to family and friends","image":{"alt":"Send image","path":"https://www2.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-send_screen-CSXf1c9c29d.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"Securely send money to almost anyone - even if they're not a Bank of America customer. Your contacts will receive their money quickly - often within minutes."},{"type":"paragraph","classes":"body-content","content":"After you log in to the mobile app:"},{"type":"bullets","classes":"bullets","content":["Select Transfers and choose Send Money","Enter an amount","Select a contact","Send money"]},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app"]}]},"goals":{"title":"It's easier to save with the Mobile Banking app","image":{"alt":"Send image","path":"https://www2.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-goals-iphone8-CSX2abc2d4e.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"No matter what you're saving for, the Goals tool can help you every step of the way."},{"type":"bullets","classes":"bullets","content":["Set multiple goals — Keep track of them all in one place","Personalize — Add a picture, name and target date for each goal","Track your progress — Get updates on where you stand"]},{"type":"paragraph","classes":"body-content","content":"It's easy to get started:"},{"type":"bullets","classes":"no-bullets","content":["In the mobile app select Menu, scroll down and select Goals. Or log in to Online Banking and select the Goals tile in the Activity Center section.","Select your checking or savings account and set your goal."]},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app","Set goals now"]}]},"sendMoneyRequest":{"title":"Send friendly payment reminders","image":{"alt":"Request image","path":"https://www2.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-request_screen-CSXf80cf479.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"Request money in a few taps. Just enter an amount, include an optional note, and your contacts will receive a notification so they can easily pay you back."},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app"]}]},"sendMoneySplit":{"title":"Easily split the bill","image":{"alt":"Split image","path":"https://www2.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-split_screen-CSX7e85413e.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"Take advantage of a simple way to collect money for a group gift or easily divide a dinner check."},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app"]}]},"LINKS":{"getTheApp":{"ID":"get_the_app","CLASS":"custom-link get-app-download-mdl-btn","URL":"javascript:void(0);","content":"Get the Mobile Banking 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Pay®"},"googlePay":{"ID":"google_pay","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/digitalwallets/?tab=InStoreGooglePay","content":"Google Pay™"},"learnMoreAboutBamd":{"ID":"learnMoreAboutBamd","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/deals/","content":"Learn More about BankAmeriDeals"},"samsungPay":{"ID":"samsung_pay","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/digitalwallets/?tab=InStoreSamsungPay","content":"Samsung Pay"},"learnMoreAboutDigitalWallets":{"ID":"learn_more_about_digital_wallets","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/digitalwallets/","content":"Learn More"},"learnHowMobileDepositWorks":{"ID":"learn_how_mobile_check_deposit_works","CLASS":"custom-link","URL":"http://promo.bankofamerica.com/mobile-check-deposit/","content":"Learn more about how Mobile Check Deposit works"},"signInOnlineBankingSecurityCenter":{"ID":"sign_in_to_online_banking_security_center","CLASS":"custom-link","URL":"{{site.secureHost}}/login/sign-in/signOnV2Screen.go?reason=securitypreference","content":"Log in to the Online Banking Security Center"},"orderChecks":{"ID":"sign_in_to_order_checks","CLASS":"custom-link","URL":"{{site.secureHost}}/login/sign-in/signOnScreen.go?reason=hlporderchkdeposit","content":"Log in to order checks"},"scheduleAppointment":{"ID":"schedule_an_appointment","CLASS":"custom-link","URL":"https://secure.bankofamerica.com/mycommunications/public/appointments/getTopics.go?marketingCode=MOBOLBFEATURES_ECBBA","content":"Schedule an Appointment"},"signInToLockDebitCard":{"ID":"sign_in_to_lock_debit_card","CLASS":"custom-link","URL":"{{site.secureHost}}/login/sign-in/signOnV2Screen.go?reason=manage_dc_settings","content":"Log in to lock/unlock your debit 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Mobile and Online Banking Benefits & Features from Bank of America (2024)

FAQs

What Online Banking features does Bank of America have? ›

Pay & transfer

Schedule or pay bills online from home, the office, wherever you can connect. Make quick, secure transfers between your accounts, or use Zelle®Footnote to exchange money with friends and family even if they have accounts at other banks.

What are the benefits of mobile and Online Banking? ›

Advantages of mobile banking
  • Accessing the bank 24/7. ...
  • Making it easier to save. ...
  • Paying IOUs. ...
  • Strengthening security. ...
  • Offering clarity about where your financial data is going. ...
  • Tracking expenses. ...
  • Giving you tailored options.
Feb 7, 2024

What are the functions and features of online and mobile banking? ›

12 Must-Have Features of Online and Mobile Banking
  • Highly Rated Mobile App. ...
  • Safety and Security Features. ...
  • Account Alerts. ...
  • Account Activity, Balances, and Statements. ...
  • Self-Service Options. ...
  • Early Direct Deposit. ...
  • Mobile Check Deposit. ...
  • Easy Transfers.
Oct 17, 2023

What are the features and benefits of Online Banking? ›

The 5 benefits of online banking
  • Check balances on accounts and view records of your transactions.
  • Pay bills automatically each month with easy-to-set-up auto payment.
  • Transfer funds between accounts.
  • Download or print statements for your tax or personal records.
  • Access your account 24/7.
Feb 14, 2024

What are additional features of Bank of America? ›

Stay connected to your accounts through Mobile and Online Banking with these great features: Set up unusual activity alerts. Pay bills and set up recurring payments. Deposit checks and get immediate confirmation with our Mobile Banking app. Securely send money to friends and family using Zelle.

What are the pros of banking with Bank of America? ›

The bank offers a sizable network of branch locations and ATMs, plus a full suite of banking products and financial services. It's also a standout when it comes to relationship banking, as Preferred Rewards members can take advantage of additional perks and benefits.

What benefits do you see in doing online and/or mobile banking? ›

With online and mobile banking, you can log in and check the details of your bank accounts at any time. Checking your accounts enables you to see your balance and pending transactions at a glance, so that you know for sure if you can pay for something without overdrawing your account.

What is the main difference between mobile and online banking? ›

The biggest difference between the two is their functionality. Internet Banking allows you to conduct online transactions through your PC or laptop and an internet connection. On the other hand, mobile banking can be done with or without internet. Many banks nowadays have their mobile apps for mobile banking.

What is the key feature of mobile banking? ›

It enables customers to check their bank account balance, conduct online transactions, transfer funds, pay bills, etc., without visiting banks. Customers use m-banking through SMS, unstructured supplementary service data (USSD), or an application (app) provided by the bank installed on their mobile device.

What are the 2 pros and cons of online banking? ›

The pros include higher yields, lower fees, and high-tech features that help with account maintenance and budgeting. The cons include more difficult access to customer service, as well as online security concerns. Ultimately, you have to decide what's right for you.

What are the main features of internet banking? ›

Features of Online Banking
  • Check the account statement online.
  • Open a fixed deposit account.
  • Pay utility bills such as water bill and electricity bill.
  • Make merchant payments.
  • Transfer funds.
  • Order for a cheque book.
  • Buy general insurance.
  • Recharge prepaid mobile/DTH.
Jun 6, 2024

What banking services does Bank of America offer? ›

Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

What are the main features of Internet banking? ›

Features of Online Banking
  • Check the account statement online.
  • Open a fixed deposit account.
  • Pay utility bills such as water bill and electricity bill.
  • Make merchant payments.
  • Transfer funds.
  • Order for a cheque book.
  • Buy general insurance.
  • Recharge prepaid mobile/DTH.
Jun 6, 2024

Is Bank of America a good online Bank? ›

Bank of America is a reputable option for customers who want both in-person and online service, but its deposit accounts generally have low rates. Key Takeaways: We rate Bank of America 4 out of 5 stars, making it our eighth highest-rated of the 10 largest banks in the country.

Does Bank of America have free Online Banking? ›

There is no fee for Online Banking when you have a Bank of America account, however, there may be other fees associated with your account.

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